I built a mortgage repayment strategy comparison tool

Name: I built a mortgage repayment strategy comparison tool
Availability: InStock
Author: ifeld

by ifeld·Feb 27, 2026·1 point·0 comments

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AI Analysis

●MidSolve My Problem

Velocity banking calculator with clean UI, but calculators for this exist—no novel insight.

Strengths

•Educational FAQ explaining velocity banking mechanics and HELOC mechanics clearly for non-experts.
•Side-by-side strategy comparison with month-by-month ledger view surfaces the cash-flow mechanics most calculators hide.

Weaknesses

•No integration with real mortgage rates, lender terms, or APR data—purely illustrative and simplified.
•Velocity banking itself is known strategy; this is a visualizer, not original financial research or algorithm.

Post Description

A visualization tool that shows the performance of 4 repayment strategies - standard, bi-weekly, extra payments, and velocity banking. Free, no signups, no tracking - hopefully a clean user friendly tool.