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Spectra – Turn bank CSV/PDF exports into a local finance dashboard

by francesco_gab·Feb 28, 2026·1 point·4 comments
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AI Analysis

●MidSolve My ProblemCozy

Local-first finance without bank API access—but transaction import+categorization is well-solved.

Strengths
  • •Handles messy real-world formats: Italian number formats (1.234,56), PDFs, custom delimiters.
  • •Free Frankfurter API for FX conversion avoids API key sprawl and cost.
  • •Hybrid recurring detection uses local patterns before LLM—saves tokens and API calls.
Weaknesses
  • •Core functionality (CSV import + LLM categorization) already exists in YNAB, Monarch, Salt Edge.
  • •Google Sheets output limits scalability and real-time analysis compared to native dashboards.
Category
Finance
Target Audience

Privacy-conscious individuals managing personal finances without surrendering bank account access.

Similar To

YNAB · Monarch Money · Tiller Money

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SlickSolve My Problem
kiroid123
114mo ago