Chanchito, a 30-day system to organize your finances (for Latam)

Name: Chanchito, a 30-day system to organize your finances (for Latam)
Availability: InStock
Author: azhtom

by azhtom·Mar 11, 2026·2 points·0 comments

Visit Project View on HN

AI Analysis

●●SolidSolve My ProblemNiche Gem

WhatsApp expense logging solves the manual entry friction killing most budgeting apps.

Strengths

•WhatsApp integration removes app-switching friction for logging transactions in real-time.
•Thirty-day system focuses on immediate monthly clarity rather than overwhelming long-term planning.
•AI auto-categorization reduces the manual tagging burden that causes user churn.

Weaknesses

•WhatsApp API costs and reliability could become a bottleneck for scaling.
•Niche geographic focus limits total addressable market compared to global competitors.

Post Description

Hi HN,

I’m building Chanchito, a simple app that helps people organize their finances in 30 days.

In many countries in Latin America, people don’t really use budgeting apps. Most people track expenses in WhatsApp chats, spreadsheets, notes, or just try to remember where their money went.

The idea behind Chanchito is to make this easier. The focus is not complicated financial planning, but simply helping people understand their money within a month.

You can log income and expenses quickly, organize categories like savings, debt or services, and build a clear view of your monthly finances. You can also register transactions conversationally, including through WhatsApp.

It’s currently available for users across Latin America and I’m starting with Spanish-speaking users.

I’d really appreciate feedback from the HN community, especially from people building products for emerging markets.

https://chanchito.app

If anyone here is also building for LATAM, I’d love to hear about your experience.