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Trackm, a personal finance web app

Trackm, a personal finance web app

by iccananea·Mar 16, 2026·21 points·22 comments
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AI Analysis

●●SolidSolve My ProblemCozy

Forecasts exactly when your pockets go negative with zero-knowledge encryption.

Strengths
  • •One-time payment model stands out in subscription-heavy finance market.
  • •Per-user encryption keys ensure operators cannot read your data.
Weaknesses
  • •Trust barrier for new finance app without established reputation.
  • •Manual transaction entry creates friction compared to automatic bank sync.
Category
Finance
Target Audience

Personal finance users, privacy advocates

Similar To

YNAB · Monarch Money · Actual Budget

Post Description

I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years.

So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes.

I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others.

The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

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