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Porcfolio, Obsidian-like personal finance

Porcfolio, Obsidian-like personal finance

by gregghy·Mar 14, 2026·3 points·4 comments

AI Analysis

MidCozySolve My Problem

Local-first finance app when Actual Budget already does this free and open-source.

Strengths
  • Obsidian-inspired local file storage means zero vendor lock-in for free tier users.
  • End-to-end encrypted sync option keeps Pro data private without server-side access.
  • Asset allocation tracking and inflation projections built into the core dashboard.
Weaknesses
  • Bank aggregation via Plaid is 'coming soon' — manual entry only for now.
  • Personal finance space is saturated with YNAB, Monarch, Copilot, and Actual Budget.
Category
Target Audience

Privacy-conscious individuals tracking personal finances

Similar To

Actual Budget · YNAB · Monarch Money

Post Description

Hi guys, this is a side project on which I worked on and off for a couple of years. I really like the local first idea of Obsidian, all of your notes on your PC, for free, without the need of an account. Porcfolio works exactly like this, you can try it out downloading it at porcfolio.com, a Pro account allows for easy cross-platform sync and access to the webapp version from your browser. I plan to add automatic bank aggregation available soon too. I'm really trying to figure things out as I go, for now I added everything that made sense to me, but I'm more than happy to receive any feedback and criticism about it. Please lemme know what you think!

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