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Onbalance – privacy-first cashflow planning app got a multiuser update

Onbalance – privacy-first cashflow planning app got a multiuser update

by doctorsolberg·Jun 22, 2026·3 points·0 comments

AI Analysis

MidCozySolve My Problem

Privacy-first finance app when Actual Budget and Firefly III already exist.

Strengths
  • On-device E2E encryption with published technical whitepaper backing the claims
  • Offline-first architecture enables fast native performance without connectivity dependencies
  • Multiuser collaboration without sacrificing the privacy model
Weaknesses
  • Privacy-first finance already has established players like Actual Budget and Firefly III
  • Marketing-heavy landing page obscures what actually differentiates the technical implementation
Category
Target Audience

Solopreneurs and small family businesses

Similar To

Actual Budget · Firefly III · Mint

Post Description

Hey! onbalance is maturing.

The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads!

Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts.

Find it on Google Play and App Store.

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