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I built a house-hack calculator that told me to keep renting

I built a house-hack calculator that told me to keep renting

by dannybrown540·Jul 16, 2026·2 points·0 comments

AI Analysis

●●SolidSolve My ProblemNiche Gem

Finally compares house-hacking ROI directly against the S&P 500 instead of just mortgage math.

Strengths
  • Exports scenario data to JSON so you can version-control your financial assumptions.
  • Models the specific 'hybrid' strategy of living in one unit then converting to full rental.
  • Includes realistic friction costs like PMI, closing fees, and vacancy rates in the comparison.
Weaknesses
  • Bay Area-centric defaults limit immediate utility for investors in other markets.
  • Tax modeling is optional and simplified compared to dedicated real estate software like DealCheck.
Category
Target Audience

Aspiring real estate investors and first-time home buyers

Similar To

DealCheck · BiggerPockets Calculators · Rentometer

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